ALA Scratch and Dent Cover (also known as SMART Repair) will, for the duration of the policy, pay for the cost of repair resulting from minor body damage to your car. A maximum of 3 claims are permitted per annum and cover is available for up to 3 years.
Available for a qualifying vehicle bought within the last 30 days, which is under 7 years of age, has covered less than 70,000 miles and is not an excluded vehicle.
Vehicles used in any sort of competitions or rallies. Vehicles used for racing, pace making, speed testing or in reliability trials; Vehicles not listed in Glass's Guide; kit cars; invalid carriages; commercial Vehicles of more than 3500kg gross weight. Any, taxi, mini cab, driving tuition vehicle, courier or delivery vehicle of any type or any private or public rental vehicle.
This product can be bought independently without the need for a GAP Insurance policy from ALA.
Eligibility for cover with a Scratch and Dent Insurance Policy is shown below: