It can be a worry taking your new car to a busy car park and leaving it at the mercy of other drivers.
Cars are bigger, parking spaces are not, wayward trollies and hidden bollards - the list goes on and can all mean that your car might not stay as pristine as it was when you left it.
The ALA Scratch and Dent policy covers the SMART repair of minor cosmetic damage to the bodywork of your car, taking care of those little bumps and scratches that can be annoying and costly.
A SMART repair (meaning small to medium area repair technique) is an alternative to a body shop repair. Our approved repairers operate nationwide and will send a qualified technician to your home or work* where they will match the specific paint colour of your car and carry out an expert restoration.*There must be an off-road area like a driveway for the technician to complete the work safely.
You can purchase ALA Scratch and Dent insurance if your car:
If you need to use your Scratch and Dent policy, please contact our UK based claims team on 0191 2588 141 no more than 14 days after your car is damaged.
You will need to provide photographs of the damage and pay the £15.00 policy excess.
The details and images of the damage will be sent to the repairer, who will contact you directly to arrange a suitable date and time to complete the repair.