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Helmet and Leathers Insurance

What does this policy cover?

ALA Helmet and Leathers Insurance covers the cost of repairing or replacing your motorcycle clothing if you are involved in a road traffic accident and they are damaged as a result.

The policy covers up to £1000 in a 12 month period so if you’ve taken the time and spent the cash on costly specialist gear, you don’t have to settle for a cheap alternative if the worst happens.

Although you might expect this to be covered under your motorcycle insurance policy this isn’t always the case.

For just £37.00 a year you can protect yourself and avoid the expense of having to replace expensive specialist clothing.

This product can be bought independently without the need for an ALA GAP Insurance policy.

Cover Features:

  • No policy excess
  • Maximum claim limit of £1000
  • Covers helmet, leather and non-leather protective clothing, gloves and boots
  • Covers repair or cost new-for-old replacement items
  • Covers incidents occurring in UK, Channel Islands and Isle of Man
  • A Rated Underwriter – UK General Insurance Limited on behalf of Great Lakes Insurance SE
  • Can be bought independently from an ALA GAP Insurance policy
  • UK based Administrator – MB&G

What is not covered?

  • Wear and tear, theft, accidental damage not caused by road traffic accident
  • Undamaged items which form part of a set
  • Any damage sustained to passenger’s clothing
  • Wear and tear – reduction applied to settlement at time of claim
  • Where vehicle is used for excluded purposes
  • Any incident outside of the territorial limits

Am I eligible for cover?

  • Cover for motorcycle owners only
  • Cover for specialist motorcycle clothing for which the policy holder has a receipt/proof of purchase
  • Personal accident – can only be purchased in conjunction with Helmet and Leathers insurance

For extra peace of mind...

Add Personal Accident Cover

For an extra £6.00 per year you can include Personal Accident cover which will pay up to £10,000 compensation for bodily injury sustained in a motorcycle accident.

Section Limit of Indemnity
Death £10,000
Total loss of sight £10,000
Loss of sight in one eye £5,000
Loss of limb £10,000
Permanent total disablement £10,000
Hospital Benefit £100 per 24 hours up to £3,000
Emergency dental cover Up to £250

Cover Features:

  • Up to £10,000 cover
  • Covers loss of limb, permanent blindness in one or both eyes, permanent total disablement and death
  • Covers emergency dental treatment up to £250
  • No excess payable

What is not covered?

  • Policy holder under 18 or over 70 at the time of the accident
  • Death or bodily injury caused by suicide or attempted suicide
  • Death or bodily injury while under the influence of drugs or alcohol
  • A disability which occurred prior to the period of the insurance
  • Any accident which occurs outside the Territorial Limits

Read more on why ALA GAP Insurance policies are better than the rest or click the green button to get a quote...