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Agreed Value GAP Insurance


What does this policy cover?

This GAP Insurance will, in the event of a total loss, pay the difference between the comprehensive insurer’s settlement and the Glass Guide retail value of your car at the time the policy is purchased (see illustration below)

This is covered as part of our Back to Invoice policy and is suitable for vehicles purchased privately, where no VAT invoice would be provided as proof of purchase.

It is suitable for used vehicles up to 7 years of age bought from a private individual or company, delivered within the last 180 days, or 365 days (if insured under a comprehensive Motor Insurance Policy which includes ‘New for Old’ cover for the first 12 months) and not an excluded vehicle.

Vehicles used in any sort of competitions or rallies. Vehicles used for racing, pace making, speed testing or in reliability trials; Vehicles not listed in Glass's Guide; kit cars; invalid carriages; commercial Vehicles of more than 3500kg gross weight. Any, taxi, mini cab, driving tuition vehicle, courier or delivery vehicle of any type or any private or public rental vehicle.

Cover Features:

  • Available for up to 5 years for vehicles owned outright or on finance
  • We are fully authorised and regulated by the Financial Conduct Authority (FCA) and your policy is covered by the Financial Services Compensation Scheme
  • Available for cars delivered within the last 180 days, or 365 days (if insured under a comprehensive Motor Insurance Policy which includes ‘New for Old’ cover for the first 12 months)
  • Policy transfer – pro rata transfer of unused premium if you change your car, with no admin fees
  • Any amendment made FREE of charge
  • Discount available for renewal and additional policies
  • We guarantee to beat any comparable online GAP quote competitor’s quotation
  • Available for cars up to 7 years of age


GAP Cover Example:

The Glass‘s Guide value of your vehicle when the policy was taken out: £15,000
Your comprehensive market value insurance payout: £10,000
Our Agreed Value GAP payout: £5,000
Comprehensive insurance payout + ALA GAP Insurance payout = £15,000


Read more on why ALA GAP Insurance policies are better than the rest or click the green button to get a quote...